Welcome to The Vault 

Look in The Vault for helpful information related to business in general, not just the financial part. Our goal is to present solutions and opportunities that may have potential for your business. Working with you, we gain insight into your business this helps us offer a fresh perspective. We love it when we can be a part of the solution. We are proud of our role as a trusted resource for better than 150 years.

Hmmm. . . that's Interesting
Timothy S. Avery, Scott Valley Bank's President/CEO
It is my pleasure to write this lead article for the first edition of the new Scott Valley Bank e-newsletter The Vault. It is our intention to provide this e-publication to the individuals in the business communities Scott Valley Bank serves and to provide meaningful information, applicable and valuable to the small-to-mid-sized business owner, operator or manager. Read More...
Take Control of Your Marketing
Val Jereb, VP/Marketing Director of Scott Valley Bank
I think youll agree that the marketing options available to you are changing everyday. Im pretty sure that once upon a time marketing was simpler than today. There certainly was a time with fewer opportunities and avenues to get your brand and message out there. Online advertising, social media, geo-targeting. . . today there are so many new choices, decisions, and marketing venues available that keeping up is enough to make your head spin. Read More...
Reductions in Force - What Employers Should Consider
Rhonda D. Shelton, Esq. - Partner: Shapiro Buchman Provine Brothers Smith LLP
Reductions in force. RIF's. Lay-offs. Workforce reductions. After exploring and implementing what they believe to be every other option in these tough economic times, more and more employers are resorting to RIF's. If this is you, there are several important issues that must be explored and decided upon before moving forward, including the following: Read More...
New Laws Affecting Contractors
Garret D. Murai, Attorney: Wendel Rosen Black & Dean LLP
A number of new laws affecting the construction industry took effect on January 1, 2011 unless otherwise noted.  These new laws include enhanced consumer protection statutes, mandatory green building regulations, new remedies to address uninsured workers, and revenue generating fee increases. Read More...
A Resource for Regional Economic Condition Reporting
The Federal Deposit Insurance Corporation (FDIC) website is a useful resource for consumers and businesses. Beyond the obvious statistics about banks, the FDIC provides a good deal of consumer-related financial news, information, and alerts.  Read More...

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We are pleased to present articles from respected guest authors in this newsletter. This newsletter contains links to non-bank sites.  These links are offered only as a pointer to information that may be of interest to our readers and do not imply endorsement or responsibility for the ideas, opinions, information, products or services offered. Linked third-party websites may have privacy policies that differ from the privacy policy of Scott Valley Bank.