Important Information for SVB Home Loan and Home Equity Line of Credit customers regarding the California Foreclosure Relief Act

If you are behind on your payments, are concerned that you may fall behind, or, cannot afford your current payment level, there may be options available to you to avoid foreclosure.

Please contact us as soon as possible so that we can work together to determine these options. It is very important that you work closely with the Bank during this difficult time. You may even qualify to refinance your current loan with us! You will need to provide the following financial information.

• your most recent pay stub
• list of current monthly expenses
• your most recent tax return
• bank statements
• a current valuation of your property, if available (such as an appraisal)
• your current financial statement

Give us a call or stop by your branch today!

CLICK HERE for branch locations and phone numbers

You may also call 1-888-385-7111 during business hours to reach your Scott Valley Bank branch.  After the greeting, press 3. You’ll be prompted to enter the first three letters of the name of the branch you wish to reach. For example, press 974 (YRE) for the Yreka branch. The call will then ring through to your branch.

You may also contact the Department of Housing and Urban Development (HUD) to find a HUD-certified housing counseling agency by calling the HUD Housing Counseling department toll-free at 1-800-569-4287. Information is also available on the HUD website www.hud.gov

We appreciate your patronage!  Thank You!