Scott Valley Bank is participating in the FDIC’s Transaction Account Guarantee Program.

Under that program, though December 31, 2009, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Rest assured . . . as always, your deposits are safe with Scott Valley Bank!

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October 14, 2008
New Program created to Guarantee Bank Debt and Fully Insure Non-Interest Bearing Deposit Transaction Accounts.

All non-interest bearing transaction deposit accounts at an FDIC-insured institution, including all personal and business checking deposit accounts that do not earn interest, are fully insured for the entire amount in the deposit account. This unlimited insurance coverage is temporary and will remain in effect for participating institutions until December 31, 2009.

For more information visit: http://www.fdic.gov/news/news/press/2008/pr08100.html

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October 3, 2008
Emergency Economic Stabilization Act of 2008 Temporarily Increases Basic FDIC Insurance Coverage from $100,000 to $250,000 Per Depositor

All other deposit accounts at FDIC-insured institutions are insured up to at least $250,000 per depositor until December 31, 2009. On January 1, 2010, FDIC deposit insurance for all deposit accounts—except for certain retirement accounts—will return to at least $100,000 per depositor. Insurance coverage for certain retirement accounts, which include all IRA deposit accounts, will remain at $250,000 per depositor.

For more information visit: http://www.fdic.gov/news/news/press/2008/pr08093.html